How It Works
We’re all about making your buying experience smooth, simple, and stress-free. Whether you're buying outright or spreading the cost, here's how Easy Buy works for you.
Why Choose Easy Buy?
- Real people, not just technology – speak to our friendly team any time.
- Authorised and regulated by the FCA (Firm Reference Number 698355).
- Transparent, fair and responsible finance options.
Buy Now
Prefer to pay outright? Simply:
- Purchase your item securely online.
- We’ll contact you the same day (or next working day if outside opening hours).
- We’ll arrange a FREE delivery if you're within our delivery area. Check your postcode here.
Some items (like sofas) may take up to 12 weeks for delivery. If in doubt, give us a call.
Apply for a Product Listed on our Site
- Find your product and add it to your basket or if you are unable to find the item you are looking for, then fill in our enquiry form here.
- Select ‘Apply to Spread the Cost’ at checkout.
- Complete the finance application and choose a payment plan that suits your budget.
- Stage 1: We’ll review your application.
- If you haven’t had a call by 3pm the next working day, your application hasn’t been successful.
- If successful, your application will move to Stage 2.
- Stage 2: A member of our team will contact you to gather any additional information we may need and carry out an affordability check using our secure Open Banking system.
- Final Approval: If you're approved after Stage 2, we'll go through all Terms & Conditions with you, including your finance agreement, to make sure everything is clear and fully understood. If you're happy to proceed, we'll send your documents to sign. Once signed, your order can be collected or delivered for free within our catchment area.
- Your finance agreement begins once you’ve received your goods or loan.
Some applications may include a credit check based on your details.
If you do not see a product on our website that you want, why not try our Search and Source feature? Fill in our enquiry form here and let us know what product you are looking for. We will then try to source the product for you and give you a call to discuss further options.
Apply Using Our Loan Service
- fill in our enquiry form here and let us know what you need finance for..
- Once we receive your application our trained sales staff will be in touch to discuss the next steps.
- We will review your application. If you haven’t had a call by 3pm the next working day, your application hasn’t been successful.
- A member of our team will contact you to gather any additional information we may need and carry out an affordability check using our secure Open Banking system.
- If you're approved, we'll go through all Terms & Conditions with you, including your finance agreement, to make sure everything is clear and fully understood. If you're happy to proceed, we'll send your documents to sign. Once signed, your loan will be released.
- Your finance agreement begins once you’ve received your loan.
Some applications may include a credit check based on your details.
Delivery Terms & Conditions
- Delivery Area: Free delivery only within our catchment area. Unsure? Check here or contact us.
- Room of Choice: We’ll place items in your chosen room if safe and accessible.
- Product Unpacking: Request unpacking and checking on delivery for sofas and divan beds.
- Access Requirements: Ensure safe access and let us know about any delivery restrictions.
- Failed Deliveries: We may charge for failed deliveries if deemed unsafe or inaccessible.
What do these mean?
FCA Regulated
We are authorised and regulated by the Financial Conduct Authority (FCA) — Firm Reference Number 698355. This ensures we follow strict rules to offer fair and responsible finance.
Privacy & GDPR Policies
Your data is safe with us. Read our full Privacy Policy here.
Terms & Conditions
Our Terms & Conditions cover everything from orders to finance, so you always know where you stand.